There are few experiences that can have a more damaging impact on your life than being involved in a severe car accident. Loss of life, disability, severe injuries and expensive repair bills are just some of the outcomes that these accidents can cause. If you have been involved in an accident, you should understand the answers to these two questions to make sure that you are as prepared as possible to ensure you are protected from the financial consequences of a severe car accident caused by another driver.

Should You Just Accept The Insurance Company's Initial Settlement Offer?

Following the accident, it is common for the other insurance company to make you an initial offer to settle the accident. Often, people will decide to simply accept this amount without truly considering if it covers their full expenses. For example, the insurance company may offer to pay for the damages to your vehicle, but may not include enough to cover all of the medical bills or lost wages you incurred.

To ensure that you are getting a fair offer for your losses, you should always have an offer from an insurance company reviewed by an experienced attorney. These professionals will be able to determine whether the offer you received is in line with industry standards, and if you are receiving a bad deal, the can provide you with counseling on how to fight for more.

What Is Your Role In An Auto Accident Case?

If it becomes necessary to file a lawsuit to fight for more compensation, it is important to understand what your role will be in the proceedings. Some people will avoid taking this step because they assume they assume it will be an unpleasant and labor-intensive task.

While you will be required to participate in this process, your personal injury lawyer will handle much of the work on your behalf. For example, you will need copies of all of the medical records relating to your treatment, but signing a medical release form will allow your attorney to get these records for you. While you will be required to give testimony in depositions and as a witness, your attorney will work with you so that you can confidently answer any questions the defense may have.

Recovering from a serious auto accident can be an extremely expensive experience, and if the accident was not your fault, it is important to ensure your rights as a victim are defended. By appreciating the importance of having an attorney review the initial offer from the insurance company and what your role will be in any legal proceedings, it will be easier for you to ensure these incidents have a just outcome.